Daily News & AnalysisIf any bank or credit-card company rejects your loan and card application citing bad credit score, then applying elsewhere wouldn't help. Each bank has access to your past loan repayment behaviour via database set up by credit bureaus such as Credit ...and more ...read more … [Read more...] about How you can improve your credit track record – Daily News & Analysis
Consolidate Your Debt If You Have Bad Credit – Investopedia
InvestopediaA consolidation loan, like any loan, requires a loan application and not everyone will qualify. If unpaid debts have left you with bad credit, debt consolidation can be more difficult and expensive than for other borrowers. Here are steps that will enable you to ...and more ...read more … [Read more...] about Consolidate Your Debt If You Have Bad Credit – Investopedia
5 Signs You Are Financially Overextended – Huffington Post
Huffington PostIf your open lines of credit are maxed out and you haven't paid them off each month, you're setting yourself up for financial failure. According to the Foundation for Credit Counseling, 1 in 3 adults in the US admitted to carrying credit card debt from month to ...and more ...read … [Read more...] about 5 Signs You Are Financially Overextended – Huffington Post
Should You Pay Your Taxes With a Credit Card? – Fox Business
Fox BusinessIt is hard to beat the convenience of a credit card for purchases, but does that same convenience make it worth paying your taxes by credit card? It might, but that depends on several factors involving money and time. The major ones are listed below.and more ...read more … [Read more...] about Should You Pay Your Taxes With a Credit Card? – Fox Business
40 Financial Rules For 40 Year-Olds – Forbes
Forbes2. Use and Pay Off Credit Cards Each Month. Just because you've paid off your high interest consumer debt doesn't mean that you should avoid credit cards forever. ... Not bad for some travel hacking newbies! Forbes contributor, Alexandra Talty, has some ...and more ...read more … [Read more...] about 40 Financial Rules For 40 Year-Olds – Forbes
How Do Credit Card Rates and Charges Work? – Motley Fool
How Do Credit Card Rates and Charges Work?Motley FoolYou don't have to pay a lot to use a credit card. In fact, you can fork over extremely little to your credit card company if you choose a card with no annual fee, incur no fees such as those for late or insufficient payments, and pay your bills in … [Read more...] about How Do Credit Card Rates and Charges Work? – Motley Fool
Credit Card Mistakes That Can Keep You From Getting a Mortgage – Mortgage Rates & Trends (blog)
Credit Card Mistakes That Can Keep You From Getting a MortgageMortgage Rates & Trends (blog)Any action by the primary accountholder person—whether good or bad—affects your credit. So, if the primary account holder pays the statement late or maxes out this credit card, this can hurt your credit … [Read more...] about Credit Card Mistakes That Can Keep You From Getting a Mortgage – Mortgage Rates & Trends (blog)
Personal Investor: What you need to know when filing for bankruptcy – bnn.ca
Personal Investor: What you need to know when filing for bankruptcybnn.caFiling for bankruptcy can put a huge blot on your credit history – but then again – you probably had a bad credit rating before the filing. In the end you will probably be a better credit risk because you don't have all that … [Read more...] about Personal Investor: What you need to know when filing for bankruptcy – bnn.ca
UA Matters: Myth vs. Fact about Credit Card Use, Credit Scores, History – UA News
UA NewsFACT: Pre-paid cards and debit cards do not have an impact on your credit score or history. Using credit cards can have both positive and negative impacts on your credit score and history. Responsible use of credit cards will help you build good credit ...and more ...read more … [Read more...] about UA Matters: Myth vs. Fact about Credit Card Use, Credit Scores, History – UA News
5 Tips for Consumers With Bad Credit – Huffington Post
Huffington PostHaving "bad credit" means that one's FICO score is below 550. If you've defaulted on a loan, declared bankruptcy, or had a poor track record of paying off credit card debts in the past, odds are most credit issuers will not want to touch you with a 10-foot pole.and more ...read more … [Read more...] about 5 Tips for Consumers With Bad Credit – Huffington Post